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Analysis and insight into trends
in money and banking, and their impact
on the world's leading economies

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The Institute of International Monetary Research is an educational charity. It is associated with the University of Buckingham, which is also an educational charity and receives no money from the state.

The Institute therefore depends on donations and grants, including research grants for specific projects.

If you would like to make a donation you can do so, either by sending a cheque payable to:

Institute of International Monetary Research

c/o University of Buckingham

Hunter Street

Buckingham, MK18 1AG

Or by direct transfer to our bank account:

Santander

Account Number: 09756469

Sort Code: 09-01-29

Or via Electronic Fund Transfer (from outside the UK)

BIC: ABBYGB2LXXX

IBAN: GB14ABBY09012909756469

Professor Tim Congdon CBE, Chairman of the Institute and Tim Sanderson, Chairman of Sanderson Asset Management, are both trustees of the Institute and make significant donations in its support.

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Banking and finance in the early years of the United States of America were chaotic. Two of the founding fathers - Thomas Jefferson and James Madison - were hostile to banking, since the issue of paper money led to inflation and default. According to Jefferson,

"...banking establishments are more dangerous than standing armies"

The Great Recession of 2008 - 09 renewed concern about the potential role of the banking system in social and financial instability, and argued for more research and analysis about this critical topic.